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Starter Loan

Your loan, your way, from £100 to £3,000.

Looking for a loan that fits your life? With our Starter Loan, you can borrow from £100 up to £3,000 for whatever you need. From home improvements to a family holiday, emergency car repairs to Christmas, we’ve got you covered.

Starter Loan Summary

APR

26.8% APR

Loan amounts

From £100 to £3,000

Term of loan

Maximum term of loan:

  • £3,000-£7,500 – 60 months
  • £7,501-£25,000 – 84 months

How it works

Our ‘Starter Loan’ is available to new members within the first 6 months of membership and can be used for most borrowing purposes, with the exception of debt consolidation. These loans are subject to our lending policy and affordability checks.

As a credit union member, you’ll also build up savings as you repay your loan. The minimum amount is £5/month, which will be taken from your repayments.

Additional Information

For additional information about your rights and protections in relation to this loan and your wider credit union membership, please see the Membership Terms & Conditions.