Make your plans happen with our homeowner loan

Date Created: Tue 21/Apr/2026

There’s something about spring which gets us all thinking about plans for the year ahead. Whether it’s updating your home, planning a wedding, replacing your car or finally getting round to something you’ve been putting off, having a clear and affordable way to spread the cost can make all the difference.

Spring special offer: homeowner loan at 7.9% apr

To help our members turn plans into reality, we’ve just launched a special spring rate on our Homeowner loan of 7.9% APR for a limited time. It’s one of our most competitive rates, available on loans between £5,000 and £15,000 for members who are home owners.

it’s designed to give you flexibility and confidence, whatever you’re planning – not just home related expenses. For example, you can use it for:

  • home improvements or repairs
  • weddings and big life events
  • buying or replacing a car
  • holidays or other major plans

Repayments are fixed, so you know exactly what’s going out each month. no surprises, no hidden costs. just a clear plan you can work around.

And there’s an added benefit, with all our loans, as you repay, you continue to build your savings alongside. So you’re not just borrowing, you’re also putting something aside for the future at the same time.

Why members choose it

When you’ve got something important coming up, you want borrowing that feels straightforward and fair. that’s why members often choose our homeowner loan:

  • competitive rate to help keep borrowing costs down
  • flexible use, not limited to one purpose
  • simple, manageable repayments
  • built-in savings to support your future plans

it’s about giving you a way to move forward with your plans, without adding unnecessary pressure.

Find out more and apply today

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