Maximise your savings with 4% interest (variable*)

To open a Saver Plus Account you must be a member of The Money Co-op and accept our Membership Terms & Conditions

Once a member – or alongside your membership application – you can open a Saver Plus account by contacting us in any of the usual ways to request an account. Your account will be opened for you once you have agreed to the product Terms & Conditions. 

Not yet a member? Join here now

Where you do not withdraw funds during the account period the interest rate is 5% AER until 5th March 2025 and 4% thereafter.. If you choose to withdraw, your account will be converted into a Special Shares account and balances will only be eligible to receive the standard membership dividend, declared in January 2026. 

Yes, we may change the interest rate.  However, if we do change the rate, we will give you 30 days’ notice.  And you will be able to exit the product early without the interest penalty.

If you wish to make any changes to the amount you save each month, simply get in touch to let us know, via secure messages in your online member account. Please note, you must save a minimum of £10/month into your regular shares (savings) in addition to anything you wish to save in Saver Plus. 

As well as your regular savings amount, you can always add to your savings account with extra one-off payments made to our bank account.  Simply contact us and ask for the bank account details to make your payment.